Our Services
Tax Planning
Small Business Services
Investment Planning
Retirement Planning
Special Transactions
Financial Analysis
Insurance Planning
Dream Meeting
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Tax Planning
Are you paying too much in taxes? Taxes are one of the largest expenses for many of our clients. As Financial Advisors and Certified Public Accountants, we have the knowledge and experience to help you not only make proactive tax planning decisions, but to also help you implement them and make sure they happen. We know that your true return on investment is the money that you keep after taxes. We have helped many clients with their tax planning and have over 50 years combined experience in individual and business tax preparation.
Our services include:
- Individual tax planning and filing
- LLC, Partnership, and Corporation tax planning and filing
- IRS correspondence consulting
- Entity selection
Investment Planning
Stocks, mutual funds, bonds, ETFs — we’ll find the right combination for you based on your current life situation.
We have strategic partnerships with firms implementing Nobel Prize winning, evidence-based investment strategy. Our advisors will help you to build an investment portfolio, considering your risk tolerance, potential return, tax impacts, and other factors. We strive to make the most of the market’s advantages, regardless of the changes in investment climate.
Investment options include:
- Stocks
- Bonds
- Mutual Funds
- ETF
- IRA Accounts (Traditional, Roth)
- 401k Accounts (Traditional, Roth)
- Defined Benefit Plans
- Pension Plans
- Profit Sharing Plans
- Tax-Loss Harvesting
- Tax-Managed Investments
- Individual and Joint Accounts
- Investment Trusts
Special Transactions
How do you best structure a stock transaction, business sale, or building sale? Are you aware of the holistic tax consequences each choice holds? We have years of experience helping clients make the best business decision possible utilizing all of the facts and circumstances of your transaction. We are happy to help you consider the best choice and to provide a second opinion.
Special Transactions we have helped consult on include:
- Stock compensation transactions (83(b) elections)
- Building Sale
- 1031 Exchange
- Business Sale
- Business Succession Plan
Insurance Planning
Risk management through insurance is an integral part of each of our lives. Whether you are exploring health insurance or life insurance, there are so many different options to choose from. Which selection will best help you mitigate some of the risk life brings on while not paying more than you need? Because we are independent advisors, we also don’t push the sale of a certain set of insurance products. Our partnership with insurance brokerage firms allows you a suite of myriad different products from various providers, and we will consult with you for you to decide which product is best for your current situation.
Insurance products include:
- Health insurance for individuals and families
- Health insurance for small businesses
- Life Insurance (Term, Whole Life, Universal Life)
- Annuities (Variable and Fixed)
Small Business Services
As a small business owner, you have a lot to take care of in order to keep your business operating and growing to fill the vision you have for it. We are a one-stop-shop to help take care of accounting, payroll, taxes, insurance, benefit plans, and financial analysis, allowing you to focus on your business and improving the bottom line. If you have needs in any of these areas, please reach out to see the value we can provide in your current situation.
Small business services include:
- Payroll
- Tax witholding
- Accounting and Bookkeeping
- Entity election
- Compilation
- Review
- Business valuation
- Business sale consulting
- Health isurance plans
- Tax services (filing, consulting, etc)
Retirement Planning
Do you have enough saved for retirement? What are your needs, wants, and wishes for the golden years? It is hard to know with so many different variables how much will be enough in retirement.
We utilize various strategies to help you help make the most of your money during retirement. We may adapt investment allocations overtime to find the right balance between increasing your return and providing stability in the cash amounts to draw on.
Our firm utilizes the MoneyGuidePro planning tool, an industry-leading fianncial planning software that tracks your assets real time, prioritizes your needs, wants and wishes in retirement, uses statistical simulation engines to project your probability of reaching your goals, and has adaptive inputs to your model to your can see real-time the projected impact of different financial decisions. The software also has client portal capabilities so you can log on and see your overall progress in real time whenever you want. We will be your guide to make sure you stay on track as you progress to and through retirement to help you achieve your dreams.
Retirement planning utilizes:
- Continuous monitoring of progress to your goals
- Investment strategy
- Minimizing taxes
- Maximizing social security benefits
- Health care considerations
- Giving
- Legacy planning
Financial Analysis
Apart from the spheres of tax, investment, and retirement planning, what about the other financial questions and concerns you have? Is it best to structure your business as an LLC or an S-Corporation? Is it better to lease or own your next car? Do you put your extra cash into a rental property or into the stock market? We realize that you have unique situations that a general financial planning template won’t fit. We help client collect all the facts surrounding any given situation, map out all the possible routes, explore projected consequences, and then advise on what we would do if we were in your shoes. Artificial intelligence and standardized financial planning processes provide an increasingly important support role in our analysis, but nothing can replace the human element, and the value of expert knowledge and judgment in a complex financial situation.
We offer financial analysis over
- Entity election
- Alternative investment selection
- Pay down mortgage or invest
- Buy/lease analysis
- Ad hoc analysis
Dream Meeting
Lastly, “Dream Meeting” brings everything together. Your current financial snapshot is the sum total of thousands of individual transactions and decisions. And we know behind the number of a “Net Worth” is a person and family complete with dreams, desires, and aspirations. We want your future to be filled with the greatest range of possibilities allowable given your needs, wants, and wishes. From the experience we have had with our current clients, we know that we can provide tremendous value in being your guide and advisor as you navigate your way through life, and determine how to best plan the legacy you want to leave, and the life you want to life.
Contact Us
Wondering if we can help you in your unique financial situation? Send us a message with a brief summary of the services you need, and we would be happy to be your expert resource in improving your financial situation.